FINRA - Investor Alert pdf - Equity-Indexed Annuities—A Complex Choice.pdf
FINRA - Investor Alert pdf - Variable Annuities-beyond the hard sell.pdf
I thought this would be a good place to post this information. Use lots of caution around some of these products.
Good luck - I am new to TOTV and it seems like there are dozens of "free lunch" seminars every week in The Villages. It seems like sales reps are making a lot of money????

May fit for some but I have heard that expenses are very high because commissions to the rep are 5% to 15%. Check your surrender charge schedule - if it is high % and above 7 years, you paid a lot... that "free lunch" just got very expensive