[Yankee Quilter]

Is anyone out there, getting ready to close seeing raising rates. We were going to lock in tomorrow but the rates at Community have gone up from 3.5 with no closing costs to 3.75 with a 1/4 points in three weeks. Here in Atlanta they have gone from 3.65 to 3.25! We are concerned about going with another bank as we have heard they don't always close on time .... any thoughts? Thanks