I still follow the "boogleheads" investment approach. Use VERY low cost index funds, set your asset allocation, diversify, re-balance, and stay the course. So far it has always worked well. I do several minor adjustments to this plan like a small cap tilt, a small amount in gold stocks, and maintain an international percentage a bit higher then they recommend. Those are all minor adjustments though and I basically follow a lazy traders fund slice and dice model.
If you believe you can't beat the market because you are always betting against people who do it 180% of their time and therefor invest in the total market, it really does work.
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Life is to short to drink cheap wine.
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