Contact your personnel specialist at your old office...I will be in the same situation in 5 years....assuming we are not so demonized that the benefits we worked and paid in for don't disappear. I know that folks who worked in private industry have lost much/most of promised benefits.
Still, Feds accepted lower pay and bonuses in exchange for job security and promised benefits. For myself, I turned down several high 6 figure salary offers for security (sorry - I'm systems literate and kinda sorta gifted at figuring out systems scams and this combination offers high compensation...my half-brother is brilliant at options and he used to laugh at my salary - in our economy we award achievement...for better or worse).
Feds have nothing to apologize for....in good times they are fools and in bad times they are greedy. Ignore the critics.
Don't count on anyone to advise you except for a fed benefit specialist and even then...double check.
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R.I.P. Gary...you will be sorely missed
When the going gets weird, the weird turn pro.
Hunter S. Thompson
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