Don't be shy! Please vote in the poll if you can. If nothing else, it forces you to really check your fees. Many people I have met think their fees are pretty low but when they actually look into it, they are above 1.5% (and another .5% to 1% in Mutual Fund expenses). Keep in mind that 12b-1 fees are an extra fee paid to your Advisor.
Here is a site to look up and download your Advisor's firm ADV (brochure). They should send this to you annually but many don't.
IAPD - Investment Adviser Search
Here is a chart for typical Advisor fees from broker dealer accounts from 2011. If you Advisor has a new fancy office and is a BIG spender, check your fees to find out if YOU are paying for that fancy office!!!!
Good luck.
