cheaper
for Ohio, I was quoted a lower premium, at least by BC/BS, for the same plan as in Florida. BC/BS wanted 25% more for my pre-existing rosacea! That was a $7,500/$10,000 out of pocket plan (if I remember correctly a couple of years ago) - that was an HSA plan (no co-pays, I don't think).
Remember that even if you have a co-pay play, it only covers the doctor visit - if the doctor actually does any treatment, the treatment is extra (e.g., removes and biopsies a mole or lesion, or gives you a cortisone shot).
Be really careful asking what-if questions. One of the policies I looked at had a max on doctor visits or tx at doctor's office - it would not have covered very much for "infusions" I think they are called - another name for chemo? Not sure. If the premium on one policy is a lot different, beware!
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