Talk of The Villages Florida - View Single Post - health insurance between age 55 and 65
Thread: health insurance between age 55 and 65
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Old 02-07-2013, 10:27 AM
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Originally Posted by Ohiogirl View Post
The pre-existing condition clause (no higher premium under the ACA) does not take effect until 2014.
Obama administration moves forward to implement health care law, ban discrimination against people with pre-existing conditions

New rules begin Jan 2014 and do allow rate adjustments for age, up to 3 times the rate for young persons, smoking status, geography (living in a high cost community), and family size. The likely outcome is that those with no pre-existing conditions will be paying a little more, and those with conditions will pay a little less but we will all have coverage. And importantly patients won't withhold information from the doctor because they are afraid that the disclosure of that information will result in a hiked premium or even cancelled coverage.