Buy now
I say buy now. Prices are very low on "used" homes. Things are going to go up in my opinion. If you buy something and things go up you are protected. If you put the money in the bank your value will never increase as fast as real estate. This slump cannot last forever. After 10 years if you want a different house you can sell and buy something else. If you rent for 10 years someone else will also help pay for your home.
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