[skyguy79]

Originally Posted by Mack184

That's exactly the way it works. However, I'm sure that if you researched your NYS plan (Are you a Tier-1??) there are certain "preferred providers" that will give you a deal if you use their services. Most plans have a preferred provider schedule, and usually that means that if you go to a certain doc or a certain hospital often there will be a smaller co-pay or in some cases the doc or hospital will accept whatever the plan will pay with no additional expense to you. This looks like what's happening here with United Healthcare & TVRH. If so, then it will be a help to those who have UHC plans. Doesn't do anything for anybody else. And they are certainly not dictating operations to Central Florida Health Alliance.

The OP said they were happy with their UHC plan. I was under an employer UHC plan at one time in NYS, and it was positively the worst health insurance that I ever had, ever, anywhere. However, I don't know if that was UHC's SOP or simply the plan that the employer had bought.

I believe I understand what you're saying, however moving away from NY to FL (or any other state) we only had one choice, Empire Plan and no options. I have no complaints though! If we stayed in NY then there are other plans and/or options we could have selected. BTW, I am tier 1!