While everyone is sharing observations...
I have seen several (men and women) talking on cell phones while driving their cart.
Watched a lady in my neighborhood try to pull into her driveway, put on her signal (but not until she had started to make the turn, as giving advance warning would be unfair) while balancing her phone. I was behind her and once I saw the phone I gave her loads of room. She almost lost the phone but after several shoulder movements (is there a TV club called cell phone balancing yet) and a few unusual jerks on the steering wheel, she managed to get the cart in the driveway.
I would imagine there is no rule about driving while on the cell phone and that common sense rules the day. I pull over when I get a call as I think that is the common sense thing to do. But then, I havn't been to the Cell Phone Balancing Club yet!!
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