Quote:
Originally Posted by villagerjack
Most calculations ignore "opportunity cost", the amount you would receive investing these same funds and the fact that part of your monthly payment includes principal amortization. I left my funds in a Vanguard High Yield Fund instead of paying off my bond and I am confident I am ahead of the game.
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Thanks for pointing that out. Somehow the previous poster, regardless of how long their post was, seemed to ignore this significant variable. But I can see both sides of the coin since the bond interest is not deductible.