Okay Ladies and Gents--I'm DONE---CLOSED 03-13-2013 in Village of Gilchrist (newest section) with what began as an approved FHA new construction loan with 25,000 down--turned out to actually be 75,000 down and conventional due to all the mistakes in this transaction.
BE WARNED--IF YOU ARE GOING TO OBTAIN FHA/VA FINANCING--YOU WILL NOT CLOSE ON A NEW PROPERTY IN THE VILLAGES!!!
The builder was WONDERFUL for the walk-thru....answered all my questions and I was actually rushing him so I could go get those keys!!! This has been the most stressful 4 weeks of my life!!

Now back to packing and enjoying my life as a 20% resident under the age of 55--see you at the sport pools, golf course, country clubs, square and riding to work in my golf cart! Hubby and I survived!