We just moved into Charlotte. I did buy the flood insurance this year. More than likely will never need it here. However they are still doing alot of building in this area, and I want to have the insurance just for the first year to make sure they have all the drainage worked out. Have seen a few instances where even the smartest civil engineer misses what the excavator does and the water doesn't go where he thinks it will.
Call me paranoid but it was a small price for piece of mind for the first year or so.
Have a Quality Villages Day. We are loving it here.
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