Quote:
Originally Posted by Geewiz
The difference between smoking and obesity is that one is a lifestyle choice (smoking) and the other (obesity) has a strong genetic component. ..
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So is age and almost every other aspect of human life. Some have real medical problems that are the root cause... but the majority have an overeating, poor eating habits, and lack of basic exercise problem. Yes some have a metabolism that may require more strict attention to diet and exercise. But, as they say.... life is not fair.... get over it!
Underwriting based on BMI (and rating the insured) is fairly common and the few healthcare funding providers that are not doing it soon will.
It is not about healthcare per se, it is not about genetic/tendency, it is not about moral choices... on and on.
It is about money and economics.... and increasingly... limited/strained health care capacity (money, facility, professionals, drugs, etc).... which ties back to.... guess what?
We can't have it both ways. There are several ways to reduce healthcare costs.
Everyone seems to find different approaches unacceptable... Their reason for not liking it... They think it will somehow affect them in some negative way (real or imagined).
Our current approach is extremely expensive and probably unsustainable. If it were sustainable, we will eventually choose a different approach due to the extremely high cost we will soon be enduring.
We all can expect much more of the cost of healthcare to be shifted our way... the money has to come from somewhere.