[JourneyOfLife]

This question is for those that relocated to TV from some other state and bought a home and intend to live there permanently.

One of the planning exercises I am going through in retirement is developing a plan for the future if/when my wife and/or I decline and possibly need more help or cannot live independently any longer. Part of it is funding.... but in some ways, that is the easy part (not to diminish the potential high cost). Other issues come into play.

This general issue may be one of the major reasons we might decide to just be seasonal Floridians. I figure if one of us declines and the other is able, they can manage the situation and a general plan of action would help in that regard. But when the survivor declines... now what?

We have gone through this with several parents/family members and some elderly friends. So far none of them had even a rudimentary plan... There are many issues I could cite... but it would digress from my main question. I struggle with how to handle being no where near some family members. Someone may need to take charge. If they have to do it remotely, it just adds one more level of complexity/crisis.

Do you have a plan of action if you or your spouse can no longer get along on their own... need much more assistance (perhaps hands on help) or long-term care.

Do you intend to move back home, stay in TV, move to some other facility in central florida (CCRC, Assisted living, etc)?

Perhaps your TV residential status is timebound and you intend to move back home at a certain age in anticipation of needing help (ahead of it happening).

Does TV provide any sort of service or have affiliated services to help in that regard (so called age in place by using services).

If you are willing to share your plans or ideas, please comment.

Also, if you have related stories of others who faced this sort of challenge, please share those also... just keep it anonymous (no identifying information for their privacy).

Thanks