I have heard on this forum that the developers have held a deposit for as long as five years until things changed and people could build. They won't hold your LOT, but you can build later if you want on another lot.
I hope this is settled in such a way as not to hurt you.
The fact that you can't get financing from Citizens has no bearing on this. There are other lenders. It is your responsibilty to get financing. They will shift your deposit to another lot.
But maybe I don't understand.
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