Talk of The Villages Florida - View Single Post - Do you use any of the credit or credit card protection companies?
Thread: Do you use any of the credit or credit card protection companies?
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Old 03-29-2013, 08:05 PM
coralway coralway is offline
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The only "real" credit scores are obtained through FICO - that is the score most lenders use to assess your credit worthiness - or lack thereof.

If it's not a FICO scores, it's a FAKO. A few lenders use Vantage - but a vast majority of lenders utilize FICO. FICO scores are NEVER free. There are many, many outfits out there offering "free" scores once a year or something like that. Unfortunately, if you apply for credit those scores are meaningless.

I pull my TransUnion and Equifax FICO's quarterly.