We are in a similar situation. We are sure that we want to get out of the cold in the winter. At this time we are not intending to relocate permanently to FL for several reasons. But we could change our minds in the future.
I am almost positive that we will not buy a second home in another state. Many reasons.
We will rent during winter season for a few years and see what happens.
Personally, I would not buy a home (much less a second home) unless I was really sure about my decision. I definitely would not buy because of speculation about future home prices. Price speculation would be way down on my list of motivations.
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