Quote:
Originally Posted by TrudyM
I just wanted to ask what do people do to protect their charge cards from fraudulent use?
I just learned that from the company that my chase card does not have an rfid chip. I thought all did and had been keeping it in a metal sleeve in my wallet to protect the card from having the data stolen. (made it from a soda can and duck tape it works great on my enhanced drivers license which does have an rfid) She said Chase decided to not have them as they had become a security risk.
The person from the charge card company suggested I black out the three digit code on the back that you enter for internet transactions so when I give my card to a clerk it can't be copied. She further suggested I create a fake person in my cell phone directory and put the three digits in the number so I could find it when needed. (Ie if the code was 125 then list a person in my phone directory as say United 800-125-5545) Am I late to the party does everyone do this but me?
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Nope it is a good thing to do, I actually have scratched it off (after recording it) for years. When they leave your sight with your card and even if they don't all they need is the card number and the 3 digit code to order online. Chase has alerts that actually will call you after every use if you desire too.
Had a place in California demand the code and said they had to have it but they do not. Needless to say they did not get it.. You can actually put SEE ID on the back instead of signing the card also but very few even ask for ID.