Quote:
Originally Posted by justjim
As I mentioned in a related Thread, we decided on getting a mortgage Because of the current low interest rates----bottom line---- we saved many $$$$ by going with our bank in Illinois. If you don't shop around, you will be "throwing" money away. The easy way is not always the best way!
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Thrifty and wise people shop for money. A small town bank doesn't always have the power of a larger one to give you a better deal on points and closing costs and rates.
We still like Citizens First. We didn't have a mortgage. But if we did, Sweetie is a great bargain hunter and would have found us the best deal..
Folks should do their due diligence and get their proven negotiation written down.
I know that people have complained about Citizens First not getting back to them right away but I have to think that is because they probably receive more loan applications than any small bank in the country. Who sells this many houses?
I say...if you don't like it shop around. Finances and loan charges fluctuate all of the time.