We just closed last week and we found Citizens very, VERY cooperative in matching a rate as well as guaranteeing it through closing, even though it was over 60 days from application to closing. They also reduced closing costs. It is unfair to think they will lock in a matching rate for months but still be willing to reduce it more in the event of further decline, but not raise it at all if the rates increase...all business people would understand that and it could put them out of business in some markets. We should all feel VERY lucky that there are so many services that the Villages offer for our convenience. Let's not act unreasonable or spoiled...some just expect way too much from the Villages in my humble opinion.
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