Quote:
Originally Posted by mickey100
My hat is off to you. You are a good consumer. When we originally got our mortgage, we had the same issue - higher interest rates and higher closing costs. We got our mortgage through another lender. I think Citizens feels they have a captive audience here, and can get away with charging higher prices. Many I have spoken to were worried about the time frame of the closing and went with Citizens for that reason.
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Whoa now.
Keep in mind that Citizens is a very small bank. It is VERY local, just here in this area.
If you don't like the rates go somewhere else.
It is a BUSINESS. please don't assign a criticism to a business for doing business. NOONE has to go to them for their loans. No one holds a gun to your head.
If you don't like that it is owned by the developer, don't throw the business his way.