I would have taken mine at 62 but didn't because I wanted to work to 67. This way I wasn't limited to how much I could earn, and each year my SS would rise until I decided to take it at 67. Good choice for me as the last 5 years of working were my biggest money earning years which helped the SS calculation. I figured each year I worked at the end eliminated a year back 20 years ago when I earned very little.
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Les
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