Kate, if I were in your situation as I understand it, I would try to buy a turnkey villa for 150K or so, and rent it to someone fulltime, with the understanding that you may come whenever you like and stay as long as you want. I would not worry about whether it was a male or female.
If I were single and intending to be fulltime in the community, I would then consider how I wanted to be perceived by friends, neighbors, potential partners.
Kitty
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