I had my identity stolen in 2006 when I had my wallet stolen at work. I had to file police reports, incident report, fraud alerts at my banks, cancelled all credit cards. I had a trip planned in two days and was allowed to use my work ID at the airport for my trip because my passport had expired. I learned that the person used an address in Detroit to open an American Express credit account and I wasn't allowed to know the address or any other information. It appears that the person who steals your identity has more rights that the person whose identity she/he had stolen. I am assuming that the person was a patient because I was working at a women's clinic in Dearborn, Michigan. I was suspicious of everyone and only carried my driver's license in my purse at work after that and I kept my wallet on my person. I still have a fraud alert on all of my accounts. I don't know if the laws have been changed since 2006.
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