[kgentile1010]

Hi, So sorry to hear about your identity theft. I also had identity theft a few years back. Sadly, you have lots to do.

-- get a copy of your credit report at -- annualcreditreport.com This will show you all the credit that was opened in your name
-- file a police report with the details of all your bad credit
-- Mail a copy of the police report with a letter to each of the credit bureaus saying you're a victim of identity theft and to put a fraud alert on your accounts. This is free and will be on there for 7 years. Send them two telephone numbers. Companies requesting credit will have to call you each time a request for credit is made in your name. This works. Everytime I have requested credit, I've gotten a call.
-- call each of the fraudulent new credit companies and tell them you had your identity stolen and credit was opened fraudulently. They'll send you to their fraud department and they can tell you how to dispute the credit. Usually letters with the police report.
-- Send letters to your credit bureau disputing each item on your credit report that is fraudulent with a copy of the police report.

Doing all this above cleaned up my credit and I had no negative impact to my credit worthiness after that. However, it was about 30 hours of work to get this all done.