This plan appears to be a PPO (Preferred Provider Plan) with a "neighborhood" marketing twist. I assume that the insurance risk and benefits coverage is actually covered by a national health insurer hidden in the background. With any health plan you need deep pockets ready to step in in case the actuarial assumptions come up short. I am sure the Developer is not going to risk his personal fortune on "insuring" the ongoing health of a bunch of aging retirees.
As for switching doctors: if you don't like yours or the system, you can always drop the plan and enroll in another "outside" of TV, just like now as in any other city.
I, for one, hope this plan works, that it is priced fairly, that good doctors are recruited and that they don't keep pushing the patient loads until the system becomes overloaded and we are back to where we are today.
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All of us could take a lesson from the weather. It pays no attention to criticism.
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