[Swampy]

Hi All: Marsha and I are finally taking the plunge into the Frog Pond, and our closing on a new home in Fernandina is scheduled for July. Due to the fact that our home here up North is not yet sold, we are going to need a mortgage loan to supply the balance of our purchase price at our July closing. I'd appreciate hearing from other TVers that have within the last year gotten FL mortgages on new homes. Our financial qualification should not be an issue, but I am concerned about dealing with lenders with whom I am not familiar, reliability of meeting the closing date (and not trying to rip us off with some scam) being my main concerns.
Within 24 hours of signing our final papers and making our final pre-closing deposit with The Villages sales staff we received a call from Citizens First Wholesale Mortgage Co (CFWM) offering its services for our mortgage. As we all know, CFWM is a Morse entity, and is well known for reliable service. However, CFWM also charges very high origination, application and miscellaneous closing fees. Those same charges are not charged by many of the FL and National mortgage lending companies. The interest rates charged by CFWM are competitive with other lenders, but those costs and fees amount to a couple thousand dollars at settlement.
I'd appreciate hearing from fellow TVers with the identity of other mortgage lenders (other than CFWM) that delivered on time and for the prices promised.

Swampy