we used Bank One because they have been our home bank for years.We were told by the sales rep as well as others in the loop they like to work with Citizens because they know how to work together.
Citizen was 1.2 % higher than any of the other options I had. I told the sales rep if Citizens wanted my business they would have to be competitive. They told me if I wanted it done "right" I would find the difference in the rate to be worth it.
I politely said no thanx....and like many other banks that close on mortgages every day of the year, it was done on time. The funny part of the story is ALL the Bank One paperwork was in the title companies hands 4 days prior to the closing. The title company and TV were bringing in documents to be signed as they were being printed.....during the closing.
Get the best mortgage financing you can regardless where they are located....like anywhere else in the USA it will work just fine.
btk
|