Whole House Filter
I have always put a simple whole house filter on my incoming water. It is a canister that goes in at the point the water enters the house. The filter can be a simple cotton wound sediment filter, or I prefer a carbon filter that blocks sediment and improves the taste. The carbon filters are less than $10, last 3 - 6 months and you can change them in 5 minutes. The canister is about $35 and easy to install. Last year, they flushed the hydrants near my home in New York State and unleased a flurry of rust and crud. The filter was completely clogged, but none of that stuff got into my hot water heater or in the valve seats in all the faucets. Good investment in my book.
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