The entire general area is pretty much low risk, BUT..if you very carefully read your homeowner's policy there is a lot of water damage that your HO will NOT cover and that a flood policy will. Since we are in a low-risk area, that makes the cost for the policy relatively cheap and IMO it's worth the extra cost to know you're well covered.
__________________
"I did not get into rock-n-roll just to pick up chicks. However..I was able to adapt". Ted Nugent
|