Quote:
Originally Posted by JourneyOfLife
Get a copy of the policy and read it (if the family member will share it with you). It will take an hour or so to read.
Has this person already gone through an assessment to see if they qualify for benefits?
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Yes, you must read the policy if it's available to you - if not, and you know the name of the company providing the insurance perhaps they can look the benefit up by name - however, it is much easier if you have the policy number when you call them and the policy in front of you - the person does have to go through an assessment - in addition, I found that when I checked on this type of benefit for my mother a person normally has to be chronically ill, functionally incapacitated or has a cognitive impairment - I think that is what the original thread may indicate that they found as well - I don't know where you can call for the assistance that this person needs -I hope someone respond that may know where you can call for help - it's difficult - wish you the best!