Your last post says it all about humidity, senior citizen. From my experience in hot humid regions and hot arid regions I would have guessed that at 95 degrees and 90% humidity it would feel about the same as 115 and 10% but from this article it would feel hotter. Wow!
Here is a heat index calculator I found provided by the national weather service.
http://www.hpc.ncep.noaa.gov/html/heatindex.shtml
Perspiring is how we humans cool down and if the perspiration we produce on our skin can not evaporate no cooling results.