The OP brings up an interesting question. Why cannot a resident simply walk along? I am not suggesting anyone would want to do that, but just wondering for discussion sake, WHY NOT? They have paid their amenity. If you understand etiquette and rules as it relates to behavior on a golf course, have at it. In fact you can go walk Pelican almost any time this time of year, no one is ever there, it is the best kept secret in TV (shhhhh).
I also do not agree that there is such a thing as a minimum set of clubs. I see no reason I could not simply show up and play with a 7 iron, putter and 2 golf balls. In fact I do not really need a putter if I simply blade the 7 iron.
Sharing a set if different. There could be pace of play issues with that.
Anyway, not to be argumentative, just random thoughts while killing some time before I have to go clean up garage
