Just a question about one or two comments in your post that I thought were somewhat germane to the topic of "financial planning for LTC".
AP around Medicaid is, in many ways, the antithesis to financial planning.
Rather than getting this thread off track or potentially derailing it, Why don't you consider starting another thread to discuss your interest in Medicaid related AP?
You should be able to reuse your original post to start the conversation.
It will probably be a hot topic for some.
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