I do long term care planning. Most policies you have a choice of staying at home, assisted care facility or nursing home. I would be more than happy to sit with you and explain how long term care policies work. Depending on how old and how you structure the plan dictates the cost. Just like any other insurance (i.e. homeowners and auto), you are protecting your assets. You are also taking the burden off of loved ones. There are other funding options other than traditional long term care policies.
Send me a private message if you are interested.
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