Talk of The Villages Florida - View Single Post - Run Down Reverse Mortgage Houses
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Old 06-07-2013, 09:40 PM
Mack184 Mack184 is offline
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Quote:
Originally Posted by JB in TV View Post
Which is why I questioned the OP early in the thread regarding the difference between reverse mortgage and foreclosures. I suspect many don't know the difference.
In a reverse mortgage the bank fully requires you to keep up the condition of the property and abide with all of the various deed restrictions or you can actually lose that mortgage.

In a standard mortgage situation the last thing that the bank wants is to wind up owning the house. With a reverse mortgage it's just the opposite. That's their payback asset. When they finally take title to the home, you can bet that they will have it in tip-top shape and expect to sell it for a profit ASAP. So I doubt the "broken window" houses are from reverse mortgage contracts.
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