Quote:
Originally Posted by Carla B
Gomoho is correct. All HO policies cover catastrophic ground collapse but sinkhole coverage is an additional rider. Your slab may exhibit major cracking and separation, but not be swallowed in a hole. That's when sinkhole coverage, if you have it, kicks in.
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Isn't that what I wrote? Gomoho is saying sinkhole coverage is greater than CATASTROPHIC coverage and that's not true. If a sinkhole swallows your house or part of your house & your house is condemned then that is CATASTROPHIC. Any damage to your property up to your house being condemned is when sinkhole coverage pays. I agree with what you say about the HO insurance policies & rider.