when i was a little girl i overheard a conversation among the adults about a matriarch of the family who had saved the necks of most of the family during the depression because her house was paid for and she could provide a roof for them...i took this to heart and 60 years later remembered it and paid cash for my little house...i guess i am risk averse in the terrible economy i see coming. liquid assests won't be much good if the stock market tumbles again....or the dollar continues to devalue....i have a small pension but i make out ok by being very frugal and with God's help.
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happiness is to joy as a light bulb is to the sun!
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