Quote:
Originally Posted by Bill Tasker
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" I suppose if you are fortunate enough to have a pesnion and or savings, 401K, IRA, etc. , you may consider SS a supplement.
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I take issue with this statement. My wife and I don't have a pension, but do have savings, not because we are "fortunate enough" or lucky or had it handed to us but because we set goals. We raised 4 kids with my wife staying home to raise them. We shopped at Goodwill, we bought used cars, we went without cable, went out to eat at most once a year. We waited until we had the cash before we bought anything and we retired at 50. Not because we were "fortunate" but because we worked hard and didn't waste money. In that time frame I was laid off several times and at times worked two full time jobs and we did it and other could too if they set goal and budgets and delayed gratification. Basically live within their means.