If it is any help, we have owned a patio villa in Sable Chase for three years. We are from Canada and only use it for about 4 1/2 months a year so the figures I quote would be a bit low because the gas and electric bill would be higher if we were there full time.
For everything, insurance, taxes, pest control, lawns, furnace cleaning, tree trimming, house washing, golf car insurance, trail fee, guy looking after it when we are not there, I mean every cent we spend to keep the place, it is just over $700 per month. Last year was $708.
I would definitely pay cash if it were possible. Playing the market with your house money in these times would be like playing Russian Roulette. Not a lot of winners in that game these days.
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