[Jhooman]

I am so sorry about your loss. Economic fear can be so frightening, especially in retirement.

Here is my suggestion. Honestly know your spending, write down everything you spend, starbucks, groceries, clothes, shoes, gifts, cat food, dog food, utilities. Know your spending habits. That also includes tax's, medical and dental.

The more knowledge you have about your situation the more power you have about living right sized here or where you are located.

Once you know your spending habits, contact a Financial Planner, this may cost you a fee, but it will help to have an expert opinion.

God bless you both.