You have identified some of the fundamental inequalities which have been part and parcel of health care in the most prosperous nation on earth.
My glass is half full - but I do get frustrated when I read posts from folks who are certain the Affordable Care Act is not an improvement.
Give it a chance. There will be tweaking. Just today the deadline for the small business insurance mandate was extended to 2015. I want to change insurance because my health situation has changed. I'm guaranteed I can do that. I'd woud have been turned down flat by every company in the past. Coverage will be extended to millions who otherwise end up in emergency rooms we pay for. The fraud investigation rules have changed and hundreds of millions have already been saved by catching crooks before they can raid the cookie jar. Etc, etc. etc.
Give it a chance.
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