[sharonga]

My house was hit last year. I DID have the Seco Serge protector. It does not guarantee against a direct hit. Lost 5 televisions, computer, all telephones, irrigation system, garage door opener system, plus lots of outlets and wires and cable. Had to call fire department, electrician,etc. Insurance covered all after deductible. Seco would not cover anything because it was a Direct Hit.