Do whatever you think is best. My wife and I retired on the same day. No panic at all. We had financially planned our retirements so there are no money problems. If money is your worry, perhaps it is best to continue work. If it is just worrying about what you will do, you will adjust quickly. Moving to a retirement community and continuing work takes 99 percent of the fun out of retirement. You will be working while all your friends are enjoying retirement.
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