Quote:
Originally Posted by ivanhoe
We just closed on a CYV in Sabal Chase.
American Integrity from The Villages Insurance= $479
DWELLING 170000
OTHER STRUCTURES 8500
PERSONAL PROPERT 119000
LOSS OF USE 17000
Formost golf cart insurance= $51 The Villages Insurance.
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Were you able to still get Sinkhole coverage? We have our insurance thru ASI (agent is The Villages Insurance Co), and have higher premiums (more like $950), but also have Hurricane Insurance ($353).
Non-Hurricane coverage (includes sinkhole) premium is $572. Sinkhole premium alone is $212. Our dwelling is covered at $180,000, other structures at $3,600 (guess that would be fences/wall)., personal property of $90,000. We also carry $500,000 in personal liability and $5000 in med payments. We have $10,000 in mold and fungi coverage. Also have water/sewer backup cvg to $5,000.
Very hard to compare as most companies' policies are not exactly apple to apple. We were told we were lucky that ASI was available as it was the best coverage now available in Florida. This was about 3 years ago when we switched it to owner-occupied when we quit renting it out.