I am a CNA and work in the villages doing in home care. I have had many clients who have long term insurance..
Usually the client will need 2-5 adult living skills to be performed. For instance, the person needs help with bathing, dressing, food preparation, medication reminders.The persons needs assistance in performing these tasks.
Also the caregiver needs to be informed on how to write the notes... Example: Assisted the client off the chair and walked him to the bathroom. Assisted client in the bathroom, on and off toilet. Assisted client back to the chair.. Assisted the client in helping them get dressed. Prepared lunch for client and cleaned the kitchen.
But, the first thing that needs to be addressed in reading the policy and than asking the doctor to request home health care.
I would suggest you could contact SeniorHomeCompanions located in The Villages.. They can help with the insurance and providing help in the home..
Good luck
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