http://www.heritage.org/research/rep...rance-premiums
The above link explains the following 12 factors that will contribute to higher healthcare premiums.
1. Mandated Benefits
2. No Cost-Sharing for Previntitive Services
3. Limits On Cost-Sharing (on Covered Items) and Limits on Deductibles
4. Minimized Youth Discount
5. Elimination of the Good Health Discount
6. No Annual or Lifetime Limits on Health Benefits and Mandated Coverage of Children Under 26
7. No Pre-Existing Conditions Exclusion and Guarantee Issue
8. Cost-Shifting Because of Low Medicare Reimbursement Rates
9. Taxes on Insurers, Pharmaceutical Companies, and Medical Device Makers
10. Dificulty of Inforcing the Mandate
11. Adverse Selection
12. Increased Demand for Health Care
"Wishes Do Not Trump Common Sense"