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Originally Posted by ydnar9
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We felt we could only affort a manufactured home but really did not want to do that as they are already over 20 years old and not built as well as a sight built home. Also the values will fall eventually fall for sure and the insurance is high as well as we did not want to live in one during the severe storms here in Florida.
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sallyr - if you are still reading here...have no fear about the homes on he historic side! there are LOTS of us living there - and we even do quite well in bad storms, too! insurance is not high as long as you seek out agents beyond the confines of the villages [our small house is just around $650/yr]. and some of the manufactured homes are built on a slab - but the villages sales reps will tell you they are a site built house [you're from jersey so i am sure you wouldn't buy that line, but i did wanna mention it!].
i can still remember buying my first house and the mortgage payments coming due...told my husband i was going to take the next payment to the bank and ask them how we were supposed to keep up with all of the bills...after all, they had scoured our life history, credit history and expenses down to the penny - and they told us we could do it!...i just wanted them to tell me how they figured so!
you're from jersey - living in the villages or just in florida can be done on your income.
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