I have TriCare Prime but it will go away after 30 Sep. If you want to keep Prime, you must be willing to get your care at MacDill which is almost 2 hours away.
TriCare Standard is a good option if you are under 65. There are copays and an annual cap. Since I will be automatically switched to Standard after Prime goes away and there are no enrollment fees (yet), that will be my first choice for urgent care.
I recently enrolled in the VA for routine care. They have an excellent clinic here in The Villages and a hospital in Gainesville. I don't pay anything because I have a 10% disability. I can still get meds from TriCare mail order. As a retiree without a disability, you would pay a $15 copay for outpatient visits.
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Netherlands, California, Quebec, California, Texas, Turkey, Minnesota, Panama Canal, California, Illinois, Turkey, Maryland, Germany, Florida, New Mexico, The Village of Amelia and now The Village of Hacienda East. 
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